My home sale is closing soon and there's a NOSI on title
Your real estate or mortgage lawyer has flagged a NOSI on the parcel register and indicated it must be discharged before closing. The finance company has quoted a buyout figure that may not reflect the true depreciated value of the equipment. Time is short but you have more options than 'pay the buyout.'
What to do right now
- Get the parcel register and the NOSI registration details from your real estate or mortgage lawyer.
- Get the buyout quote in writing from the finance company — verbal numbers will not stick.
- Do not sign a buyout under closing pressure without a second opinion.
- Book a free review immediately — we work on closing-deadline timelines and have negotiated discharges in days when needed.
What to gather
- The parcel register or title search showing the NOSI
- The buyout quote in writing
- The original installer agreement
- Photographs of the equipment data plates
- Your closing date and lawyer's contact information
The legal framing
A NOSI is not the underlying agreement. Discharging the NOSI requires either a buyout, a CPA-grade challenge of the underlying agreement, or a court order.
Where the underlying agreement is unenforceable under the 2018 CPA amendments, the NOSI follows. Closing-pressure buyouts can often be reduced or avoided entirely.
Expected timeline
Negotiated NOSI discharge can be completed in 2-4 weeks. Faster paths are possible where the closing date demands it.
This is time-sensitive — reach out today
A free, confidential review takes about fifteen minutes.