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Information by Company

Choose the company on your agreement or your statements to see how the 2018 amendments apply and what to do next.

Sales Organisations (Installers)

The companies whose name appears on your original HVAC, water heater, or air system agreement.

Ontario Green Savings

Door-to-door HVAC sales operator behind tens of thousands of long-term Ontario rental contracts.

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Simply Smart Home

A door-to-door home equipment operator behind a large volume of long-term Ontario rental and financing contracts.

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EcoHome

Door-to-door HVAC and rental operator commonly named in long-term Ontario contracts — agreements frequently financed through related entities.

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National Home Services

Long-term home rental contracts originally sold under the National Home Services brand and frequently financed through a separate finance entity.

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SmartCare

A door-to-door home equipment sales operator behind a large volume of long-term Ontario HVAC rental and financing contracts.

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Reliance Home Comfort

A large incumbent provider of long-tenure water heater, furnace, AC, and HVAC rental contracts in Ontario, frequently flagged for total cost over the life of the rental and for liens on title.

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Enercare

A large incumbent provider of long-tenure water heater, furnace, AC, and HVAC rental contracts in Ontario, frequently flagged for cumulative cost and for liens on title.

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Ontario Consumer Home Services

Door-to-door home equipment sales operator named in class action proceedings and CBC Marketplace coverage of Ontario NOSI registrations.

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Right Choice Home Services

Door-to-door HVAC and rental operator repeatedly named in CBC Marketplace and Toronto Star reporting on aggressive Ontario sales tactics and NOSI placements.

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NOMI Home Services

Ontario door-to-door home equipment seller subject to multiple BBB complaints alleging high-pressure tactics, misrepresentation, and difficulty cancelling.

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Iceberg Home Services

Toronto-area HVAC and rental operator with sustained BBB complaint patterns regarding contract clarity, billing after equipment removal, and buyout disputes.

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Service Plus Home Services

Ontario HVAC and rental operator network drawing Ministry of Government and Consumer Services compliance attention and contract lock-in complaints.

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Smart Home Heating & Cooling

Ontario HVAC seller distinct from Simply Smart Home, named in Ontario Superior Court NOSI-discharge applications and BBB complaints concerning door-to-door misrepresentation.

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Finance Companies

The companies that hold or service your contract and collect your payments — often a different company than the one that originally sold the agreement. Under Ontario law, these companies stand in the shoes of the original seller, so an unenforceable underlying agreement is still unenforceable in their hands.

Canadian Home Improvement Credit Corporation (CHICC)

A finance company that holds and collects on long-term Ontario HVAC rental and financing agreements originated by other sales organisations.

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SNAP Home Finance

A finance company that holds payments on a large number of Ontario HVAC and home equipment contracts originated by other sales organisations.

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Crown Crest Capital

A finance company that holds and collects on long-term Ontario HVAC and home equipment contracts, including agreements originally sold under brands such as National Home Services.

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VaultPay

A finance company that holds and collects on Ontario HVAC and home equipment contracts originated by separate sales organisations.

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Financeit

A consumer finance platform that holds and services a large volume of Ontario home equipment agreements originated by separate installer organisations.

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Eco Home Financial

A finance entity that holds and collects on long-term Ontario home equipment agreements, related to but distinct from the EcoHome installer brand.

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Home Trust Company (HVAC dealer-finance)

A consumer finance arm that has acted as assignee on Ontario door-to-door HVAC contracts, including agreements with NOSI registrations identified in CBC Marketplace coverage.

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Ontario Financial Group

A receivable purchaser and servicer for Ontario door-to-door HVAC contracts, named as plaintiff in small-claims and Superior Court proceedings against homeowners.

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EcoCapital Investments

An assignee of Ontario HVAC and water-treatment rental contracts, named in Superior Court NOSI-discharge rulings.

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Don't see the company on your agreement or statements? Reach out. We can usually identify the underlying contract regardless of which entity is now collecting.

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