For Financial Advisors & Planners
If you are an Ontario financial advisor or planner reviewing client cash flow, you have seen HVAC and water heater rentals on monthly statements year after year — sometimes adding up to $10,000+ for a piece of equipment worth a fraction of that. Oakwell Partners helps your clients challenge these contracts where the 2018 CPA amendments apply.
What we see most often
Long-tenure HVAC rentals are one of the largest under-noticed drains on Ontario household cash flow. Cumulative payments routinely exceed $10,000-$15,000 over the contract life.
Where the underlying contract is challengeable, the result is meaningful: monthly payment ends, equipment retained, registration discharged, and in many cases damages recovered.
Energy-savings damages are a separate claim — where the salesperson promised savings that never materialised, those damages are recoverable in Ontario Small Claims.
What we offer
- Free review for any client with an HVAC contract concern.
- Cash-flow impact analysis: cumulative paid vs. equipment value vs. recovery potential.
- Direct communication with the client and their advisor on resolution outcomes.
- Plain-language explanation of options.
Referral pathway
Refer your client to /get-started or share our contact information. We can coordinate communication around the client's broader financial planning.
