Ontario Financial Group Complaints — What Ontario Homeowners Report
The complaints reported about Ontario Financial Group agreements follow a recognisable pattern — and many of those complaint categories map directly onto recognised grounds under Ontario's 2018 Consumer Protection Act amendments.
Complaints we hear most often about Ontario Financial Group
- Statements arriving from Ontario Financial Group without the homeowner realising the contract had been assigned
- Demand letters or court filings concerning unpaid rental amounts
- Buyout figures disproportionate to the equipment's value
- Lien on title discovered at refinance or sale
What each complaint type means legally
The complaint patterns above map almost directly onto recognised grounds under Ontario's 2018 Consumer Protection Act amendments:
- Door-to-door or unsolicited contact → unsolicited-contact ground (CPA regulation, March 2018 ban).
- Promised energy savings that did not materialise → misrepresented energy savings (CPA s. 14).
- Promised maintenance that was not delivered → unfulfilled maintenance (breach + s. 14).
- Total cost grossly out of step with equipment value → unconscionable pricing (CPA s. 15-16).
- Promised rebates that never paid → unfulfilled rebate promises (s. 14).
Public record
- Ontario small claims and Superior Court proceedings naming Ontario Financial Group as plaintiff (CanLII)
What to do if you have one of these complaints
Each complaint pattern above is potentially actionable on its own under the 2018 amendments. You do not need to establish all of them — one ground is usually enough to challenge the agreement. Book a free Oakwell review and we will tell you which grounds apply to your specific situation.
See also: full Ontario Financial Group overview
Have a Complaint About Your Ontario Financial Group Contract?
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